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Reliance Student Silver
Reliance Student Silver

HDFC Ergo Student Suraksha Bronze
HDFC Ergo Student Suraksha Bronze



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Reliance Student Silver
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HDFC Ergo Student Suraksha Bronze

Reliance Student Silver vs HDFC Ergo Student Suraksha Bronze

1 Details
1.1 Company Name
Reliance General Insurance
HDFC ERGO General Insurance Company Limited
1.2 Product Name
Reliance Travel Care Policy For Students Silver
HDFC Ergo Student Suraksha Bronze Plan
1.3 Eligibility
16 - 35 Years
16 - 35 Years
1.4 Policy Details
1.4.1 Type of Plan
Student Travel Insurance
Student Travel Insurance
1.4.2 Type of Cover
Travel Care
Student Suraksha
1.5 Geographical Coverage
Worldwide
Worldwide
1.6 Policy Status
Active
Active
1.7 Deductible Amount
US $ 50
US $ 100
1.8 Early Return Refund If No Claim
22% Student Travel Insurance Travel Insurance have it !
22% Student Travel Insurance Travel Insurance have it !
1.9 Automatic Extension Upto 7 Days
51% Student Travel Insurance Travel Insurance have it !
51% Student Travel Insurance Travel Insurance have it !
1.10 Medical Examination
No Student Travel Insurance Travel Insurance has it !
No Student Travel Insurance Travel Insurance has it !
1.11 Max Policy Duration After Extension
Maximum upto 730 days
Maximum upto 2 years
1.12 Other Plans
2 Medical Benefits
2.1 Medical Expenses
Bajaj Allianz M..
US $ 100000
Rank: 9 (Overall)
US $ 50000
Rank: 13 (Overall)
TATA AIG Silver Plus Plan
2.1.1 Diagnostic Tests
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
2.1.2 X-Ray
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
2.1.3 Childbirth and their Consequences
No Student Travel Insurance Travel Insurance has it !
No Student Travel Insurance Travel Insurance has it !
2.1.4 In-patient Treatment
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
2.1.5 Out-patient Treatment
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
2.1.6 Mental or Psychiatric Disorders
No Student Travel Insurance Travel Insurance has it !
No Student Travel Insurance Travel Insurance has it !
2.2 Repatriation
Included in Medical Expenses
Included in Medical Expenses
2.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 2500
Rank: 12 (Overall)
US $ 20000
Rank: 5 (Overall)
Bharti AXA Student Standard
2.4 Dental Treatment
TATA AIG Travel..
US $ 500
Rank: 4 (Overall)
US $ 250
Rank: 7 (Overall)
STAR Family Asia Plan 1
ADD ⊕
2.5 Hospital Daily Allowance
Not Available
Not Available
2.6 Pre-existing Condition
Not Covered
Not Covered
2.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.
3 Travel Benefits
3.1 Loss of Passport
Bharti AXA Sche..
US $ 100
Rank: 11 (Overall)
US $ 200
Rank: 8 (Overall)
Bajaj Allianz Asia Flair
ADD ⊕
3.2 Missed Connection
National Scheng..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Bajaj Allianz Travel Prime Silver Plan
ADD ⊕
3.3 Trip Curtailment
Apollo Munich I..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Bajaj Allianz Elite Silver
ADD ⊕
3.4 Trip Delay
Not Available
Not Available
3.5 Trip Cancellation
STAR Individual..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Future Generali Schengen Gold
ADD ⊕
3.6 Baggage Details
3.6.1 Delay of Checked in Baggage
Apollo Munich I..
Not Available
Rank: N/A (Overall)
US $ 100
Rank: 8 (Overall)
TATA AIG Travel Guard Silver Plan
ADD ⊕
3.6.2 Loss of Checked Baggage
Future Generali..
US $ 1000
Rank: 9 (Overall)
US $ 1000
Rank: 9 (Overall)
Religare Explore Asia 25k
ADD ⊕
3.6.3 Loss of Personal Belongings
ICICI Lombard P..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
HDFC Ergo Single Trip Asia Silver
ADD ⊕
3.7 Bounced Hotel or Airline Booking
Not Available
Not Available
3.8 Travel Benefits Exclusions

  • Loss of passport/documents if left unattended in public place or not reported to police within 24 hours
  • Any partial loss of items contained within the checked-in baggage
  • Claim arising out of terrorist activities

  • Loss of passport/documents if left unattended in public place or not reported to police within 24 hours
  • Any partial loss of items contained within the checked-in baggage
  • Claim arising out of terrorist activities

4 Emergency Benefits
4.1 Personal Accident
Future Generali..
US $ 25000
Rank: 9 (Overall)
Not Available
Rank: N/A (Overall)
HDFC Ergo Single Trip Bronze
4.2 Personal Accident Exclusions

These are some of the Personal Accident Cover Exclusions:

  • Accidents due to mental disorders
  • Damage to health
  • Claim arising out of specific accidents

These are some of the Personal Accident Cover Exclusions:

  • Accidents due to mental disorders
  • Damage to health
  • Claim arising out of specific accidents

4.3 Personal Liability
TATA AIG Studen..
US $ 100000
Rank: 9 (Overall)
US $ 100000
Rank: 9 (Overall)
Bajaj Allianz Family Companion
4.4 Personal Liability Exclusions

  • Claim of the insured towards his/her family & travelling companions, etc.
  • Occupation of land other than the occupation only of any temporary residence.
  • Any malicious act.
  • Insanity, use of any alcohol/drugs.

  • Claim of the insured towards his/her family & travelling companions, etc.
  • Occupation of land other than the occupation only of any temporary residence.
  • Any malicious act.
  • Insanity, use of any alcohol/drugs.

4.5 Emergency Cover
4.5.1 Emergency Cash Advance
TATA AIG Multi..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Future Generali Single Trip Standard
ADD ⊕
4.5.2 Emergency Medical Evacuation
Not Available
Included in Medical Expenses
4.5.3 Emergency Hotel Extension
Not Available
Not Available
4.5.4 Hijack Distress Allowance
Not Available
Not Available
4.5.5 Hijack Distress Allowance Exlusions

  • Claim where the insured is considered as the principal or accessory in the hijacking.
  • Claim as a consequence of change in the direction of the route due to traffic, weather, fuel shortage or security reasons.

  • Claim where the insured is considered as the principal or accessory in the hijacking.
  • Claim as a consequence of change in the direction of the route due to traffic, weather, fuel shortage or security reasons.

5 Other Expenses
5.1 Student Expenses
5.1.1 Suicide
Not Available
Not Available
5.1.2 Bail Bond
Bharti AXA Stud..
US $ 1000
Rank: 6 (Overall)
US $ 5000
Rank: 2 (Overall)
TATA AIG Student Guard Plan A
ADD ⊕
5.1.3 Tuition Fee
Not Available
Not Available
5.1.4 Loss of Laptop
Not Available
Not Available
5.1.5 2 Way Compassionate Visit
TATA AIG Studen..
US $ 7500
Rank: 4 (Overall)
US $ 7500
Rank: 4 (Overall)
Future Generali Single Trip Platinum
ADD ⊕
5.1.6 Study Interruption
TATA AIG Studen..
US $ 10000
Rank: 5 (Overall)
US $ 7500
Rank: 6 (Overall)
STAR Student Gold Plan 50K
5.1.7 Sponsor Protection
TATA AIG Studen..
US $ 10000
Rank: 5 (Overall)
US $ 10000
Rank: 5 (Overall)
STAR Student Gold Plan 50K
5.1.8 Cancer Screening And Mammography Expenses
Not Available
Not Available
5.2 Home Burglary
Not Available
Not Available
5.3 Return of Minor Child
Not Available
Not Available
5.4 Political Risk and Catastrophe Evacuation
Not Available
Not Available
6 Policy Cancellation
6.1 Policy Renewal
58% Student Travel Insurance Travel Insurance have it !
58% Student Travel Insurance Travel Insurance have it !
6.2 Can the Policy be Cancelled?
6.2.1 Before Start of Policy Period
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
6.2.2 After Start of Policy Period
65% Student Travel Insurance Travel Insurance have it !
65% Student Travel Insurance Travel Insurance have it !
6.3 Policy holder
6.3.1 Policy Cancellation Period
Request of cancellation will be entertained up to 14 days after the first date of insurance as indicated in policy schedule
Request of cancellation will be entertained up to 14 days after the first date of insurance as indicated in policy schedule
6.3.2 Cancellation fees
Not Available
₹ 250
6.4 Insurer Cancellation
6.4.1 Can Insurer Cancel the Policy?
All Student Travel Insurance Travel Insurance have it !
All Student Travel Insurance Travel Insurance have it !
6.4.2 Cancellation Basis
Fraud, Non-payment of premium, Threatening and abusive behavior, Non-compliance with policy terms and conditions, Non-disclosure of material facts, Non co-operation
Fraud, Non-payment of premium, Threatening and abusive behavior, Non-compliance with policy terms and conditions, Non-disclosure of material facts, Non co-operation

Reliance Student Silver and HDFC Ergo Student Bronze Information

Travel Insurance plays an important role to ensure a happy and safe trip. But how does one know which policy is best for him/her? Premium is not the only aspect to be taken into consideration while choosing a policy. You have to consider a wide range of things before you come down to the right policy, such as, the medical expenses covered, reimbursement in case of passport loss, trip cancellation, trip delay, loss of baggage, etc. Here you can compare the above two insurance policies (Reliance Student Silver vs HDFC Ergo Student Suraksha Bronze) as we call it, based on a wide range of aspects. Medical expenses covered by Reliance Student Silver is US $ 100000 and HDFC Ergo Student Bronze covers medical expenses up to US $ 50000. In case you lose your passport, Reliance Student Silver will cover you financially up to US $ 100 and for Reliance Student Silver, loss of passport coverage is US $ 200. This page highlights Reliance Student Silver and HDFC Ergo Student Bronze information so that you can gain an overview of these two plans, All about Reliance Student Silver and HDFC Ergo Student Bronze, will provide you with in-depth information.

Reliance Student Silver and HDFC Ergo Student Bronze Features

Reliance Student Silver and HDFC Ergo Student Bronze features might differ or be similar, depending on what your priority is; you might want to choose the appropriate policy among a wide range of Travel Insurance Policies, provided here. Both the plans have medical expenses, repatriation, emergency medical evacuation, etc included in them, since these are the most common and important features of a travel insurance. The dental treatment cover in Reliance Student Silver is US $ 500 and for HDFC Ergo Student Suraksha Bronze is US $ 250. Refund On Early Return Provided There Is No Claim for Reliance Student Silver is available and Refund On Early Return Provided There Is No Claim for HDFC Ergo Student Suraksha Bronze is not available.

More about Reliance Student Silver and HDFC Ergo Student Bronze

To know more about Reliance Student Silver and HDFC Ergo Student Bronze, you can go through Reliance Student Silver and HDFC Ergo Student Bronze Details of the two travel insurance plans. Reliance Student Silver is Student Travel Insurance and HDFC Ergo Student Suraksha Bronze is Student Travel Insurance. For Reliance Student Silver the eligibility age is, 16 - 35 years and for HDFC Ergo Student Suraksha Bronze it is 16 - 35 years. Other important benefits included are loss of passport and loss of checked baggage. Loss of passport coverage for Reliance Student Silver is US $ 100 and for HDFC Ergo Student Suraksha Bronze it is US $ 200. Loss of checked baggage coverage for Reliance Student Silver is US $ 1000 whereas for HDFC Ergo Student Suraksha Bronze it is US $ 1000.

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