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Reliance Multitrip Standard
Reliance Multitrip Standard

HDFC Ergo MultiTrip Platinum
HDFC Ergo MultiTrip Platinum



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Reliance Multitrip Standard
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HDFC Ergo MultiTrip Platinum

Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum Medical Benefits

1 Medical Benefits
1.1 Medical Expenses
Bajaj Allianz M..
US $ 100000
Rank: 9 (Overall)
US $ 500000
Rank: 3 (Overall)
TATA AIG Silver Plus Medical Benefits
1.1.1 Diagnostic Tests
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.2 X-Ray
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.3 Childbirth and their Consequences
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.1.4 In-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.5 Out-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.6 Mental or Psychiatric Disorders
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.2 Repatriation
Included in Medical Expenses
Included in Medical Expenses
1.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 2500
Rank: 12 (Overall)
US $ 5000
Rank: 9 (Overall)
Bharti AXA Student Standard Medical Benefits
1.4 Dental Treatment
TATA AIG Platin..
US $ 500
Rank: 4 (Overall)
US $ 500
Rank: 4 (Overall)
STAR Family Asia Plan 1 Medical Benefits
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1.5 Hospital Daily Allowance
US $ 25 - 125
US $ 15-150
1.6 Pre-existing Condition
Not Covered
Not Covered
1.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

Medical Benefits of Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum

Medical coverage is one of the most important elements of a travel insurance. It covers a wide range of medical shortcomings that an insured can come across during a trip. This section will provide you information regarding the Medical Benefits of Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum, the amount covered under medical coverage. Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum Medical Benefits include all medical related issues such as Medical Expenses, Accidental Death and Dismemberment, Repatriation, Dental Treatment and Hospital Daily Allowance. All about Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum will give you an in depth comparison of the two Travel Insurance Policies. Medical expense for Reliance Multitrip Standard is US $ 100000 and for HDFC Ergo MultiTrip Platinum it is US $ 100000. Get to know more about medical benefits in the next section. Other medical benefits covered include:

For Reliance Multitrip Standard,

  • Repatriation Coverage: Included in Medical Expenses.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 500.

For HDFC Ergo MultiTrip Platinum,

  • Repatriation Coverage: Included in Medical Expenses.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 500.

Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum General Exclusions

Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum Medical Benefits come with some general exclusions. The insured will not get the claim if his/her case falls under any of the exclusions. Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum general exclusions are the terms where no claims will be paid where the insured person:

  • is travelling against the advice of a Physician; or
  • is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
  • is travelling for the purpose of obtaining treatment; or
  • Has received a terminal prognosis for a medical condition.

Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum Medical Expenses

Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum Medical Expenses means those expenses that an Insured Person has necessarily and actually incurred for medical treatment on account of Illness or Accident on the advice of a Medical Practitioner, as long as these are no more than would have been payable if the Insured Person had not been insured and no more than other hospitals or doctors in the same locality would have charged for the same medical treatment. Reliance Multitrip Standard covers medical expenses up to US $ 100000 and HDFC Ergo MultiTrip Platinum has medical expenses coverage up to US $ 500000. For just a brief overview of these two plans, Reliance Multitrip Standard vs HDFC Ergo MultiTrip Platinum will help.Some other prominent features of medical expenses coverage are:

  • Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum will cover expenses of diagnostic tests.
  • Expenses for obtaining X-Ray is covered by both the plans.
  • Reliance Multitrip Standard and HDFC Ergo MultiTrip Platinum offers In-patient treatment facility.
  • Out-patient treatment facility is also covered by both the plans.
  • These plans do not cover expenses occurring due to Mental or Psychiatric Disorders.

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