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Future Generali Multi trip Gold
Future Generali Multi trip Gold

Bharti AXA MultiTrip Platinum
Bharti AXA MultiTrip Platinum



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Future Generali Multi trip Gold
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Bharti AXA MultiTrip Platinum

FG Multi trip Gold and Bharti AXA MultiTrip Platinum Medical Benefits

1 Medical Benefits
1.1 Medical Expenses
Bajaj Allianz M..
US $ 250000
Rank: 5 (Overall)
US $ 500000
Rank: 3 (Overall)
TATA AIG Silver Plus Medical Benefits
1.1.1 Diagnostic Tests
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.2 X-Ray
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.3 Childbirth and their Consequences
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.1.4 In-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.5 Out-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.6 Mental or Psychiatric Disorders
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.2 Repatriation
Included in Medical Expenses
Included in Medical Expenses
1.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 3000
Rank: 10 (Overall)
US $ 5000
Rank: 9 (Overall)
Bharti AXA Student Standard Medical Benefits
1.4 Dental Treatment
TATA AIG Platin..
US $ 300
Rank: 6 (Overall)
US $ 1000
Rank: 1 (Overall)
STAR Family Asia Plan 1 Medical Benefits
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1.5 Hospital Daily Allowance
US $ 25 - 125
US $ 50-500
1.6 Pre-existing Condition
Not Covered
Not Covered
1.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

Medical Benefits of FG Multi trip Gold and Bharti AXA MultiTrip Platinum

Medical coverage is one of the most important elements of a travel insurance. It covers a wide range of medical shortcomings that an insured can come across during a trip. This section will provide you information regarding the Medical Benefits of FG Multi trip Gold and Bharti AXA MultiTrip Platinum, the amount covered under medical coverage. FG Multi trip Gold and Bharti AXA MultiTrip Platinum Medical Benefits include all medical related issues such as Medical Expenses, Accidental Death and Dismemberment, Repatriation, Dental Treatment and Hospital Daily Allowance. All about FG Multi trip Gold and Bharti AXA MultiTrip Platinum will give you an in depth comparison of the two Travel Insurance Policies. Medical expense for Future Generali Multi trip Gold is US $ 250000 and for Bharti AXA MultiTrip Platinum it is US $ 250000. Get to know more about medical benefits in the next section. Other medical benefits covered include:

For Future Generali Multi trip Gold,

  • Repatriation Coverage: Included in Medical Expenses.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 300.

For Bharti AXA MultiTrip Platinum,

  • Repatriation Coverage: Included in Medical Expenses.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 300.

FG Multi trip Gold and Bharti AXA MultiTrip Platinum General Exclusions

FG Multi trip Gold and Bharti AXA MultiTrip Platinum Medical Benefits come with some general exclusions. The insured will not get the claim if his/her case falls under any of the exclusions. FG Multi trip Gold and Bharti AXA MultiTrip Platinum general exclusions are the terms where no claims will be paid where the insured person:

  • is travelling against the advice of a Physician; or
  • is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
  • is travelling for the purpose of obtaining treatment; or
  • Has received a terminal prognosis for a medical condition.

FG Multi trip Gold and Bharti AXA MultiTrip Platinum Medical Expenses

FG Multi trip Gold and Bharti AXA MultiTrip Platinum Medical Expenses means those expenses that an Insured Person has necessarily and actually incurred for medical treatment on account of Illness or Accident on the advice of a Medical Practitioner, as long as these are no more than would have been payable if the Insured Person had not been insured and no more than other hospitals or doctors in the same locality would have charged for the same medical treatment. Future Generali Multi trip Gold covers medical expenses up to US $ 250000 and Bharti AXA MultiTrip Platinum has medical expenses coverage up to US $ 500000. For just a brief overview of these two plans, Future Generali Multi trip Gold vs Bharti AXA MultiTrip Platinum will help.Some other prominent features of medical expenses coverage are:

  • Future Generali Multi trip Gold and Bharti AXA MultiTrip Platinum will cover expenses of diagnostic tests.
  • Expenses for obtaining X-Ray is covered by both the plans.
  • Future Generali Multi trip Gold and Bharti AXA MultiTrip Platinum offers In-patient treatment facility.
  • Out-patient treatment facility is also covered by both the plans.
  • These plans do not cover expenses occurring due to Mental or Psychiatric Disorders.

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