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Apollo Munich MultiTrip Gold
Apollo Munich MultiTrip Gold

Apollo Munich MultiTrip Platinum
Apollo Munich MultiTrip Platinum



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Apollo Munich MultiTrip Gold
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Apollo Munich MultiTrip Platinum

Apollo Munich MultiTrip Gold vs Apollo Munich MultiTrip Platinum

1 Details
1.1 Company Name
Apollo Munich Health Insurance Limited
Apollo Munich Health Insurance Limited
1.2 Product Name
Apollo Munich Multi Trip Gold Plan
Apollo Munich Multi Trip Platinum Plan
1.3 Eligibility
6 months - 70 Years
6 months - 70 Years
1.4 Policy Details
1.4.1 Type of Plan
Multi Trip Travel Insurance
Multi Trip Travel Insurance
1.4.2 Type of Cover
Easy Travel
Easy Travel
1.5 Geographical Coverage
Worldwide
Worldwide
1.6 Policy Status
Active
Active
1.7 Deductible Amount
US $ 100
US $ 100
1.8 Early Return Refund If No Claim
63% Multi Trip Travel Insurance Travel Insurance have it !
63% Multi Trip Travel Insurance Travel Insurance have it !
1.9 Automatic Extension Upto 7 Days
79% Multi Trip Travel Insurance Travel Insurance have it !
79% Multi Trip Travel Insurance Travel Insurance have it !
1.10 Medical Examination
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.11 Max Policy Duration After Extension
Maximum upto 365 days
Maximum upto 360 days
1.12 Other Plans
2 Medical Benefits
2.1 Medical Expenses
Bajaj Allianz M..
US $ 250000
Rank: 5 (Overall)
US $ 500000
Rank: 3 (Overall)
TATA AIG Silver Plus Plan
2.1.1 Diagnostic Tests
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
2.1.2 X-Ray
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
2.1.3 Childbirth and their Consequences
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
2.1.4 In-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
2.1.5 Out-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
2.1.6 Mental or Psychiatric Disorders
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
2.2 Repatriation
US $ 7,500
US $ 10,000
2.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 10000
Rank: 7 (Overall)
US $ 20000
Rank: 5 (Overall)
Bharti AXA Student Standard
2.4 Dental Treatment
TATA AIG Travel..
US $ 500
Rank: 4 (Overall)
US $ 500
Rank: 4 (Overall)
STAR Family Asia Plan 1
ADD ⊕
2.5 Hospital Daily Allowance
US $ 20 - 120
US $ 25 - 150
2.6 Pre-existing Condition
Not Covered
Not Covered
2.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.
3 Travel Benefits
3.1 Loss of Passport
Bharti AXA Sche..
US $ 300
Rank: 4 (Overall)
US $ 300
Rank: 4 (Overall)
Bajaj Allianz Asia Flair
ADD ⊕
3.2 Missed Connection
National Scheng..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Bajaj Allianz Travel Prime Silver Plan
ADD ⊕
3.3 Trip Curtailment
Apollo Munich I..
Not Available
Rank: N/A (Overall)
US $ 2000
Rank: 1 (Overall)
Bajaj Allianz Elite Silver
ADD ⊕
3.4 Trip Delay
US $ 25 - 100
US $ 50 - 200
3.5 Trip Cancellation
STAR Individual..
US $ 1000
Rank: 6 (Overall)
US $ 2000
Rank: 2 (Overall)
Future Generali Schengen Gold
ADD ⊕
3.6 Baggage Details
3.6.1 Delay of Checked in Baggage
Apollo Munich I..
US $ 300
Rank: 1 (Overall)
US $ 300
Rank: 1 (Overall)
TATA AIG Travel Guard Silver Plan
ADD ⊕
3.6.2 Loss of Checked Baggage
Future Generali..
US $ 500
Rank: 13 (Overall)
US $ 1000
Rank: 9 (Overall)
Religare Explore Asia 25k
ADD ⊕
3.6.3 Loss of Personal Belongings
ICICI Lombard P..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
HDFC Ergo Single Trip Asia Silver
ADD ⊕
3.7 Bounced Hotel or Airline Booking
Not Available
Not Available
3.8 Travel Benefits Exclusions

  • Loss of passport/documents if left unattended in public place or not reported to police within 24 hours
  • Any partial loss of items contained within the checked-in baggage
  • Claim arising out of terrorist activities

  • Loss of passport/documents if left unattended in public place or not reported to police within 24 hours
  • Any partial loss of items contained within the checked-in baggage
  • Claim arising out of terrorist activities

4 Emergency Benefits
4.1 Personal Accident
Future Generali..
US $ 20000
Rank: 11 (Overall)
US $ 25000
Rank: 9 (Overall)
HDFC Ergo Single Trip Bronze
4.2 Personal Accident Exclusions

These are some of the Personal Accident Cover Exclusions:

  • Accidents due to mental disorders
  • Damage to health
  • Claim arising out of specific accidents

These are some of the Personal Accident Cover Exclusions:

  • Accidents due to mental disorders
  • Damage to health
  • Claim arising out of specific accidents

4.3 Personal Liability
TATA AIG Studen..
US $ 100000
Rank: 9 (Overall)
US $ 100000
Rank: 9 (Overall)
Bajaj Allianz Family Companion
4.4 Personal Liability Exclusions

  • Claim of the insured towards his/her family & travelling companions, etc.
  • Occupation of land other than the occupation only of any temporary residence.
  • Any malicious act.
  • Insanity, use of any alcohol/drugs.

  • Claim of the insured towards his/her family & travelling companions, etc.
  • Occupation of land other than the occupation only of any temporary residence.
  • Any malicious act.
  • Insanity, use of any alcohol/drugs.

4.5 Emergency Cover
4.5.1 Emergency Cash Advance
TATA AIG Multi..
US $ 200
Rank: 10 (Overall)
US $ 300
Rank: 8 (Overall)
Future Generali Single Trip Standard
ADD ⊕
4.5.2 Emergency Medical Evacuation
Included in Medical Expenses
Included in Medical Expenses
4.5.3 Emergency Hotel Extension
Not Available
Not Available
4.5.4 Hijack Distress Allowance
US $ 50 - 250
US $ 100 - 500
4.5.5 Hijack Distress Allowance Exlusions

  • Claim where the insured is considered as the principal or accessory in the hijacking.
  • Claim as a consequence of change in the direction of the route due to traffic, weather, fuel shortage or security reasons.

  • Claim where the insured is considered as the principal or accessory in the hijacking.
  • Claim as a consequence of change in the direction of the route due to traffic, weather, fuel shortage or security reasons.

5 Other Expenses
5.1 Student Expenses
5.1.1 Suicide
Not Available
Not Available
5.1.2 Bail Bond
Bharti AXA Stud..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
TATA AIG Student Guard Plan A
ADD ⊕
5.1.3 Tuition Fee
Not Available
Not Available
5.1.4 Loss of Laptop
Not Available
Not Available
5.1.5 2 Way Compassionate Visit
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
Future Generali Single Trip Platinum
ADD ⊕
5.1.6 Study Interruption
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
STAR Student Gold Plan 50K
5.1.7 Sponsor Protection
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
Not Available
Rank: N/A (Overall)
STAR Student Gold Plan 50K
5.1.8 Cancer Screening And Mammography Expenses
Not Available
Not Available
5.2 Home Burglary
Not Available
Not Available
5.3 Return of Minor Child
Not Available
Not Available
5.4 Political Risk and Catastrophe Evacuation
Not Available
Not Available
6 Policy Cancellation
6.1 Policy Renewal
76% Multi Trip Travel Insurance Travel Insurance have it !
76% Multi Trip Travel Insurance Travel Insurance have it !
6.2 Can the Policy be Cancelled?
6.2.1 Before Start of Policy Period
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
6.2.2 After Start of Policy Period
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
6.3 Policy holder
6.3.1 Policy Cancellation Period
You may terminate this Policy at any time before the commencement of the Risk Period
You may terminate this Policy at any time before the commencement of the Risk Period
6.3.2 Cancellation fees
₹ 500
₹ 500
6.4 Insurer Cancellation
6.4.1 Can Insurer Cancel the Policy?
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
6.4.2 Cancellation Basis
Fraud, Non co-operation, Non-compliance with policy terms and conditions, Non-disclosure of material facts, Non-payment of premium, Threatening and abusive behavior
Fraud, Non co-operation, Non-compliance with policy terms and conditions, Non-disclosure of material facts, Non-payment of premium, Threatening and abusive behavior

AM MultiTrip Gold and AM MultiTrip Platinum Information

Travel Insurance plays an important role to ensure a happy and safe trip. But how does one know which policy is best for him/her? Premium is not the only aspect to be taken into consideration while choosing a policy. You have to consider a wide range of things before you come down to the right policy, such as, the medical expenses covered, reimbursement in case of passport loss, trip cancellation, trip delay, loss of baggage, etc. Here you can compare the above two insurance policies (Apollo Munich MultiTrip Gold vs Apollo Munich MultiTrip Platinum) as we call it, based on a wide range of aspects. Medical expenses covered by AM MultiTrip Gold is US $ 250000 and AM MultiTrip Platinum covers medical expenses up to US $ 500000. In case you lose your passport, AM MultiTrip Gold will cover you financially up to US $ 300 and for AM MultiTrip Gold, loss of passport coverage is US $ 300. This page highlights AM MultiTrip Gold and AM MultiTrip Platinum information so that you can gain an overview of these two plans, All about AM MultiTrip Gold and AM MultiTrip Platinum, will provide you with in-depth information.

AM MultiTrip Gold and AM MultiTrip Platinum Features

AM MultiTrip Gold and AM MultiTrip Platinum features might differ or be similar, depending on what your priority is; you might want to choose the appropriate policy among a wide range of Travel Insurance Policies, provided here. Both the plans have medical expenses, repatriation, emergency medical evacuation, etc included in them, since these are the most common and important features of a travel insurance. The dental treatment cover in Apollo Munich MultiTrip Gold is US $ 500 and for Apollo Munich MultiTrip Platinum is US $ 500. Refund On Early Return Provided There Is No Claim for Apollo Munich MultiTrip Gold is available and Refund On Early Return Provided There Is No Claim for Apollo Munich MultiTrip Platinum is available.

More about AM MultiTrip Gold and AM MultiTrip Platinum

To know more about AM MultiTrip Gold and AM MultiTrip Platinum, you can go through AM MultiTrip Gold and AM MultiTrip Platinum Details of the two travel insurance plans. Apollo Munich MultiTrip Gold is Multi Trip Travel Insurance and Apollo Munich MultiTrip Platinum is Multi Trip Travel Insurance. For Apollo Munich MultiTrip Gold the eligibility age is, 6 months - 70 years and for Apollo Munich MultiTrip Platinum it is 6 months - 70 years. Other important benefits included are loss of passport and loss of checked baggage. Loss of passport coverage for Apollo Munich MultiTrip Gold is US $ 300 and for Apollo Munich MultiTrip Platinum it is US $ 300. Loss of checked baggage coverage for Apollo Munich MultiTrip Gold is US $ 500 whereas for Apollo Munich MultiTrip Platinum it is US $ 1000.

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