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Apollo Munich Individual Platinum
Apollo Munich Individual Platinum




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Apollo Munich Individual Platinum

1 Details
1.1 Company Name
Apollo Munich Health Insurance Limited
1.2 Product Name
Apollo Munich Individual Platinum Plan
1.3 Eligibility
6 months - 70 Years
1.4 Policy Details
1.4.1 Type of Plan
Single Trip Travel Insurance
1.4.2 Type of Cover
Easy Travel
1.5 Geographical Coverage
Worldwide
1.6 Policy Status
Active
1.7 Deductible Amount
US $ 100
1.8 Early Return Refund If No Claim
52% Single Trip Travel Insurance Travel Insurance have it !
1.9 Automatic Extension Upto 7 Days
73% Single Trip Travel Insurance Travel Insurance have it !
1.10 Medical Examination
No Single Trip Travel Insurance Travel Insurance has it !
1.11 Max Policy Duration After Extension
Maximum upto 180 days
1.12 Other Plans
2 Medical Benefits
2.1 Medical Expenses
Bajaj Allianz M..
US $ 500000
Rank: 3 (Overall)
TATA AIG Silver Plus Plan
2.1.1 Diagnostic Tests
All Single Trip Travel Insurance Travel Insurance have it !
2.1.2 X-Ray
All Single Trip Travel Insurance Travel Insurance have it !
2.1.3 Childbirth and their Consequences
No Single Trip Travel Insurance Travel Insurance has it !
2.1.4 In-patient Treatment
All Single Trip Travel Insurance Travel Insurance have it !
2.1.5 Out-patient Treatment
All Single Trip Travel Insurance Travel Insurance have it !
2.1.6 Mental or Psychiatric Disorders
No Single Trip Travel Insurance Travel Insurance has it !
2.2 Repatriation
US $ 10,000
2.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 20000
Rank: 5 (Overall)
Bharti AXA Student Standard
2.4 Dental Treatment
TATA AIG Travel..
US $ 500
Rank: 4 (Overall)
STAR Family Asia Plan 1
ADD ⊕
2.5 Hospital Daily Allowance
US $ 25 - 150
2.6 Pre-existing Condition
Not Covered
2.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.
3 Travel Benefits
3.1 Loss of Passport
Bharti AXA Sche..
US $ 300
Rank: 4 (Overall)
Bajaj Allianz Asia Flair
ADD ⊕
3.2 Missed Connection
National Scheng..
US $ 500
Rank: 5 (Overall)
Bajaj Allianz Travel Prime Silver Plan
ADD ⊕
3.3 Trip Curtailment
Apollo Munich I..
US $ 2000
Rank: 1 (Overall)
Bajaj Allianz Elite Silver
ADD ⊕
3.4 Trip Delay
US $ 50 - 200
3.5 Trip Cancellation
STAR Individual..
US $ 2000
Rank: 2 (Overall)
Future Generali Schengen Gold
ADD ⊕
3.6 Baggage Details
3.6.1 Delay of Checked in Baggage
Apollo Munich I..
US $ 300
Rank: 1 (Overall)
TATA AIG Travel Guard Silver Plan
ADD ⊕
3.6.2 Loss of Checked Baggage
Future Generali..
US $ 1000
Rank: 9 (Overall)
Religare Explore Asia 25k
ADD ⊕
3.6.3 Loss of Personal Belongings
ICICI Lombard P..
Not Available
Rank: N/A (Overall)
HDFC Ergo Single Trip Asia Silver
ADD ⊕
3.7 Bounced Hotel or Airline Booking
Not Available
3.8 Travel Benefits Exclusions

  • Loss of passport/documents if left unattended in public place or not reported to police within 24 hours
  • Any partial loss of items contained within the checked-in baggage
  • Claim arising out of terrorist activities

4 Emergency Benefits
4.1 Personal Accident
Future Generali..
US $ 25000
Rank: 9 (Overall)
HDFC Ergo Single Trip Bronze
4.2 Personal Accident Exclusions

These are some of the Personal Accident Cover Exclusions:

  • Accidents due to mental disorders
  • Damage to health
  • Claim arising out of specific accidents

4.3 Personal Liability
TATA AIG Studen..
US $ 100000
Rank: 9 (Overall)
Bajaj Allianz Family Companion
4.4 Personal Liability Exclusions

  • Claim of the insured towards his/her family & travelling companions, etc.
  • Occupation of land other than the occupation only of any temporary residence.
  • Any malicious act.
  • Insanity, use of any alcohol/drugs.

4.5 Emergency Cover
4.5.1 Emergency Cash Advance
TATA AIG Multi..
US $ 300
Rank: 8 (Overall)
Future Generali Single Trip Standard
ADD ⊕
4.5.2 Emergency Medical Evacuation
Included in Medical Expenses
4.5.3 Emergency Hotel Extension
Not Available
4.5.4 Hijack Distress Allowance
US $ 100 - 500
4.5.5 Hijack Distress Allowance Exlusions

  • Claim where the insured is considered as the principal or accessory in the hijacking.
  • Claim as a consequence of change in the direction of the route due to traffic, weather, fuel shortage or security reasons.

5 Other Expenses
5.1 Student Expenses
5.1.1 Suicide
Not Available
5.1.2 Bail Bond
Bharti AXA Stud..
Not Available
Rank: N/A (Overall)
TATA AIG Student Guard Plan A
ADD ⊕
5.1.3 Tuition Fee
Not Available
5.1.4 Loss of Laptop
Not Available
5.1.5 2 Way Compassionate Visit
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
Future Generali Single Trip Platinum
ADD ⊕
5.1.6 Study Interruption
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
STAR Student Gold Plan 50K
5.1.7 Sponsor Protection
TATA AIG Studen..
Not Available
Rank: N/A (Overall)
STAR Student Gold Plan 50K
5.1.8 Cancer Screening And Mammography Expenses
Not Available
5.2 Home Burglary
Not Available
5.3 Return of Minor Child
Not Available
5.4 Political Risk and Catastrophe Evacuation
Not Available
6 Policy Cancellation
6.1 Policy Renewal
52% Single Trip Travel Insurance Travel Insurance have it !
6.2 Can the Policy be Cancelled?
6.2.1 Before Start of Policy Period
All Single Trip Travel Insurance Travel Insurance have it !
6.2.2 After Start of Policy Period
84% Single Trip Travel Insurance Travel Insurance have it !
6.3 Policy holder
6.3.1 Policy Cancellation Period
You may terminate this Policy at any time before the commencement of the Risk Period
6.3.2 Cancellation fees
₹ 250
6.4 Insurer Cancellation
6.4.1 Can Insurer Cancel the Policy?
All Single Trip Travel Insurance Travel Insurance have it !
6.4.2 Cancellation Basis
Fraud, Non co-operation, Non-compliance with policy terms and conditions, Non-disclosure of material facts, Non-payment of premium, Threatening and abusive behavior

Apollo Munich Individual Platinum Information

Apollo Munich Individual Platinum is a Single Trip Travel Insurance, which is eligible for individuals falling in the age band, 6 months - 70 years. We provide an in-depth Apollo Munich Individual Platinum information, here. It covers medical expenses up to US $ 500000, AM Individual Platinum Medical Benefits will allow you to explore more about the medical shortcomings that are covered in this plan. In case your trip is cut short, the insurer will refund the premium that you have paid, if no claim is made. Apollo Munich Health Insurance Limited offers a wide range of plans from which you can choose the one that best suits you. Travel Insurance Policies are provided by many other insurers in India, go ahead and select a policy to know more about it.

Apollo Munich Individual Platinum Features

Apollo Munich Individual Platinum features many situations that will be financially covered by the Insurer in time of need, such as, loss of passport, medical expenses, loss of checked baggage, etc. If you lose your passport, the insurer will cover an amount up to US $ 300, to obtain a new or duplicate passport. If you come across a dental problem while you are travelling, the coverage amount for it is US $ 500. Unfortunate events while travelling occur without any prior intimation, this plan will cover most of such events, financially, so that you can travel with a free mind.

More about Apollo Munich Individual Platinum

To know more about Apollo Munich Individual Platinum, you can go through Apollo Munich Individual Platinum Details. For Apollo Munich Individual Platinum, You may terminate this Policy at any time before the commencement of the Risk Period. Following are some more coverage amounts :

  • Trip cancellation:- US $ 2000
  • Trip Delay:- US $ 50 - 200
  • Hijack Distress Allowance:- US $ 100 - 500
  • Home Burglary:- not available

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