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Apollo Munich MultiTrip Gold
Apollo Munich MultiTrip Gold

Apollo Munich MultiTrip Platinum
Apollo Munich MultiTrip Platinum



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Apollo Munich MultiTrip Gold
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Apollo Munich MultiTrip Platinum

AM MultiTrip Gold and AM MultiTrip Platinum Medical Benefits

1 Medical Benefits
1.1 Medical Expenses
Bajaj Allianz M..
US $ 250000
Rank: 5 (Overall)
US $ 500000
Rank: 3 (Overall)
TATA AIG Silver Plus Medical Benefits
1.1.1 Diagnostic Tests
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.2 X-Ray
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.3 Childbirth and their Consequences
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.1.4 In-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.5 Out-patient Treatment
All Multi Trip Travel Insurance Travel Insurance have it !
All Multi Trip Travel Insurance Travel Insurance have it !
1.1.6 Mental or Psychiatric Disorders
No Multi Trip Travel Insurance Travel Insurance has it !
No Multi Trip Travel Insurance Travel Insurance has it !
1.2 Repatriation
US $ 7,500
US $ 10,000
1.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 10000
Rank: 7 (Overall)
US $ 20000
Rank: 5 (Overall)
Bharti AXA Student Standard Medical Benefits
1.4 Dental Treatment
TATA AIG Platin..
US $ 500
Rank: 4 (Overall)
US $ 500
Rank: 4 (Overall)
STAR Family Asia Plan 1 Medical Benefits
ADD ⊕
1.5 Hospital Daily Allowance
US $ 20 - 120
US $ 25 - 150
1.6 Pre-existing Condition
Not Covered
Not Covered
1.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

Medical Benefits of AM MultiTrip Gold and AM MultiTrip Platinum

Medical coverage is one of the most important elements of a travel insurance. It covers a wide range of medical shortcomings that an insured can come across during a trip. This section will provide you information regarding the Medical Benefits of AM MultiTrip Gold and AM MultiTrip Platinum, the amount covered under medical coverage. AM MultiTrip Gold and AM MultiTrip Platinum Medical Benefits include all medical related issues such as Medical Expenses, Accidental Death and Dismemberment, Repatriation, Dental Treatment and Hospital Daily Allowance. All about AM MultiTrip Gold and AM MultiTrip Platinum will give you an in depth comparison of the two Travel Insurance Policies. Medical expense for Apollo Munich MultiTrip Gold is US $ 250000 and for Apollo Munich MultiTrip Platinum it is US $ 250000. Get to know more about medical benefits in the next section. Other medical benefits covered include:

For Apollo Munich MultiTrip Gold,

  • Repatriation Coverage: US $ 7,500.
  • Accidental Death and Dismemberment Coverage: US $ 20000.
  • Dental Treatment Coverage: US $ 500.

For Apollo Munich MultiTrip Platinum,

  • Repatriation Coverage: US $ 10,000.
  • Accidental Death and Dismemberment Coverage: US $ 20000.
  • Dental Treatment Coverage: US $ 500.

AM MultiTrip Gold and AM MultiTrip Platinum General Exclusions

AM MultiTrip Gold and AM MultiTrip Platinum Medical Benefits come with some general exclusions. The insured will not get the claim if his/her case falls under any of the exclusions. AM MultiTrip Gold and AM MultiTrip Platinum general exclusions are the terms where no claims will be paid where the insured person:

  • is travelling against the advice of a Physician; or
  • is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
  • is travelling for the purpose of obtaining treatment; or
  • Has received a terminal prognosis for a medical condition.

AM MultiTrip Gold and AM MultiTrip Platinum Medical Expenses

AM MultiTrip Gold and AM MultiTrip Platinum Medical Expenses means those expenses that an Insured Person has necessarily and actually incurred for medical treatment on account of Illness or Accident on the advice of a Medical Practitioner, as long as these are no more than would have been payable if the Insured Person had not been insured and no more than other hospitals or doctors in the same locality would have charged for the same medical treatment. Apollo Munich MultiTrip Gold covers medical expenses up to US $ 250000 and Apollo Munich MultiTrip Platinum has medical expenses coverage up to US $ 500000. For just a brief overview of these two plans, Apollo Munich MultiTrip Gold vs Apollo Munich MultiTrip Platinum will help.Some other prominent features of medical expenses coverage are:

  • Apollo Munich MultiTrip Gold and Apollo Munich MultiTrip Platinum will cover expenses of diagnostic tests.
  • Expenses for obtaining X-Ray is covered by both the plans.
  • Apollo Munich MultiTrip Gold and Apollo Munich MultiTrip Platinum offers In-patient treatment facility.
  • Out-patient treatment facility is also covered by both the plans.
  • These plans do not cover expenses occurring due to Mental or Psychiatric Disorders.

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