No claim will be paid:
Medical coverage is one of the most important elements of a travel insurance. It covers a wide range of medical shortcomings that an insured can come across during a trip. This section will provide you information regarding the Medical Benefits of AM Family Asia and Bharti AXA Silver, the amount covered under medical coverage. AM Family Asia and Bharti AXA Silver Medical Benefits include all medical related issues such as Medical Expenses, Accidental Death and Dismemberment, Repatriation, Dental Treatment and Hospital Daily Allowance. All about AM Family Asia and Bharti AXA Silver will give you an in depth comparison of the two Travel Insurance Policies. Medical expense for Apollo Munich Family Asia is US $ 25000 and for Bharti AXA Smart Traveller Silver it is US $ 25000. Get to know more about medical benefits in the next section. Other medical benefits covered include:
For Apollo Munich Family Asia,
For Bharti AXA Smart Traveller Silver,
AM Family Asia and Bharti AXA Silver Medical Benefits come with some general exclusions. The insured will not get the claim if his/her case falls under any of the exclusions. AM Family Asia and Bharti AXA Silver general exclusions are the terms where no claims will be paid where the insured person:
AM Family Asia and Bharti AXA Silver Medical Expenses means those expenses that an Insured Person has necessarily and actually incurred for medical treatment on account of Illness or Accident on the advice of a Medical Practitioner, as long as these are no more than would have been payable if the Insured Person had not been insured and no more than other hospitals or doctors in the same locality would have charged for the same medical treatment. Apollo Munich Family Asia covers medical expenses up to US $ 25000 and Bharti AXA Smart Traveller Silver has medical expenses coverage up to US $ 300000. For just a brief overview of these two plans, Apollo Munich Family Asia vs Bharti AXA Smart Traveller Silver will help.Some other prominent features of medical expenses coverage are:
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