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Apollo Munich Family Asia
Apollo Munich Family Asia

Bharti AXA Smart Traveller Silver
Bharti AXA Smart Traveller Silver



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Apollo Munich Family Asia
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Bharti AXA Smart Traveller Silver

AM Family Asia and Bharti AXA Silver Medical Benefits

1 Medical Benefits
1.1 Medical Expenses
Bajaj Allianz M..
US $ 25000
Rank: 16 (Overall)
US $ 300000
Rank: 4 (Overall)
TATA AIG Silver Plus Medical Benefits
1.1.1 Diagnostic Tests
All Single Trip Travel Insurance Travel Insurance have it !
All Single Trip Travel Insurance Travel Insurance have it !
1.1.2 X-Ray
All Single Trip Travel Insurance Travel Insurance have it !
All Single Trip Travel Insurance Travel Insurance have it !
1.1.3 Childbirth and their Consequences
No Single Trip Travel Insurance Travel Insurance has it !
No Single Trip Travel Insurance Travel Insurance has it !
1.1.4 In-patient Treatment
All Single Trip Travel Insurance Travel Insurance have it !
All Single Trip Travel Insurance Travel Insurance have it !
1.1.5 Out-patient Treatment
All Single Trip Travel Insurance Travel Insurance have it !
All Single Trip Travel Insurance Travel Insurance have it !
1.1.6 Mental or Psychiatric Disorders
No Single Trip Travel Insurance Travel Insurance has it !
No Single Trip Travel Insurance Travel Insurance has it !
1.2 Repatriation
US $ 7,500
Included in Medical Expenses
1.3 AD&D by Common Carrier
TATA AIG Studen..
US $ 5000
Rank: 9 (Overall)
US $ 5000
Rank: 9 (Overall)
Bharti AXA Student Standard Medical Benefits
1.4 Dental Treatment
TATA AIG Platin..
US $ 250
Rank: 7 (Overall)
US $ 500
Rank: 4 (Overall)
STAR Family Asia Plan 1 Medical Benefits
ADD ⊕
1.5 Hospital Daily Allowance
Not Available
US $ 50-350
1.6 Pre-existing Condition
Not Covered
Not Covered
1.7 General Exclusions

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

No claim will be paid:

  • Travelling against the advice of Physician.
  • is receiving specified medical treatment declared in the Physician’s report.
  • travelling for the purpose of obtaining treatment.

Medical Benefits of AM Family Asia and Bharti AXA Silver

Medical coverage is one of the most important elements of a travel insurance. It covers a wide range of medical shortcomings that an insured can come across during a trip. This section will provide you information regarding the Medical Benefits of AM Family Asia and Bharti AXA Silver, the amount covered under medical coverage. AM Family Asia and Bharti AXA Silver Medical Benefits include all medical related issues such as Medical Expenses, Accidental Death and Dismemberment, Repatriation, Dental Treatment and Hospital Daily Allowance. All about AM Family Asia and Bharti AXA Silver will give you an in depth comparison of the two Travel Insurance Policies. Medical expense for Apollo Munich Family Asia is US $ 25000 and for Bharti AXA Smart Traveller Silver it is US $ 25000. Get to know more about medical benefits in the next section. Other medical benefits covered include:

For Apollo Munich Family Asia,

  • Repatriation Coverage: US $ 7,500.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 250.

For Bharti AXA Smart Traveller Silver,

  • Repatriation Coverage: Included in Medical Expenses.
  • Accidental Death and Dismemberment Coverage: US $ 5000.
  • Dental Treatment Coverage: US $ 250.

AM Family Asia and Bharti AXA Silver General Exclusions

AM Family Asia and Bharti AXA Silver Medical Benefits come with some general exclusions. The insured will not get the claim if his/her case falls under any of the exclusions. AM Family Asia and Bharti AXA Silver general exclusions are the terms where no claims will be paid where the insured person:

  • is travelling against the advice of a Physician; or
  • is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
  • is travelling for the purpose of obtaining treatment; or
  • Has received a terminal prognosis for a medical condition.

AM Family Asia and Bharti AXA Silver Medical Expenses

AM Family Asia and Bharti AXA Silver Medical Expenses means those expenses that an Insured Person has necessarily and actually incurred for medical treatment on account of Illness or Accident on the advice of a Medical Practitioner, as long as these are no more than would have been payable if the Insured Person had not been insured and no more than other hospitals or doctors in the same locality would have charged for the same medical treatment. Apollo Munich Family Asia covers medical expenses up to US $ 25000 and Bharti AXA Smart Traveller Silver has medical expenses coverage up to US $ 300000. For just a brief overview of these two plans, Apollo Munich Family Asia vs Bharti AXA Smart Traveller Silver will help.Some other prominent features of medical expenses coverage are:

  • Apollo Munich Family Asia and Bharti AXA Smart Traveller Silver will cover expenses of diagnostic tests.
  • Expenses for obtaining X-Ray is covered by both the plans.
  • Apollo Munich Family Asia and Bharti AXA Smart Traveller Silver offers In-patient treatment facility.
  • Out-patient treatment facility is also covered by both the plans.
  • These plans do not cover expenses occurring due to Mental or Psychiatric Disorders.

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